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The increasing integration of artificial intelligence AI into the mortgage industry is expected to r...

Through using AI, lenders have the potential to vastly improve their efficiency and accuracy when it...

Hosting a yard sale can be a great way to clear up your home while making some extra cash...

However, it is important to make sure you are properly organized and have all the necessary material...

A reverse mortgage lender has agreed to settle Federal False Claims Act charges for 2...

5 million. Reverse mortgage lenders are federally insured and regulated entities who offer home fina...

Mortgage Rates are at an all-time low according to the Mortgage Bankers Association...

The average rates for a 30-year fixed-rate mortgage, a 15-year fixed-rate mortgage and an adjustable...

Refinancing your home loan with an FHA mortgage is a popular option for those who want to take advan...

With a variety of loan programs available, such as the 30 Year Fixed Rate Mortgage, 15 Year Fixed Ra...

Home equity loans and home equity lines of credit HELOCs are two of the most popular options for hom...

These loans are similar in many ways, but there are also some key differences that should be taken i...

When it comes to buying a house the down payment is often one of the biggest hurdles for prospective...

Having to come up with a sizable lump sum of money can put a strain on the budget of any potential h...

The latest economic data has been showing stronger figures than expected fuelling optimism about the...

However, inflation remains stubbornly high and is showing few signs of declining. The United States...

Mortgage and refinance rates are at near historic lows due to the continuing effects of the pandemic...

The Federal Reserve has kept its benchmark interest rate close to zero as it continues to support th...

When it comes to home security no one understands the importance of taking the necessary steps to en...

While there are a variety of options available to homeowners, the following tips and tricks can help...

Mortgage points also known as discount points are fees paid at the closing of a mortgage loan in ord...

This article provides an overview of what mortgage points are, how they work, and how to decide if t...

Armando Falcon Jr...

is the former regulator of government-sponsored enterprises (GSEs) in the United States. In this art...

Refinancing is a great tool for homeowners looking to save money lower their interest rate or get ou...

However, many homeowners are content with their current lender and don’t bother to look around for...

Mortgage rates were up on Friday following a strong jobs report from the U...

Bureau of Labor Statistics released the same day. According to Freddie Mac's Primary Mortgage Market...

The Vantage Mortgage Group weekly rate tracker for December 16 2014 showcases a slight decline in mo...

This is great news for potential homebuyers and those looking to take advantage of lower rates. Th...

Mortgage backed securities MBS are an important concept to understand when it comes to the mortgage ...

MBSs are pieces of a pool of mortgages that are packaged together and sold as bonds to investors. Be...

First-time home buyers are struggling to keep up with the rising prices in the housing market...

Home prices have been steadily increasing since 2012, and the trend has only continued its upward tr...

When it comes to securing a mortgage loan the interest rate plays a pivotal role...

It can have a significant impact on the total cost of the loan and, as such, should not be taken lig...

The condo buying process can be daunting especially for first-time buyers...

The process involves a lot of research, paperwork, and decisions. To help make the process easier, M...

The Cost of Money is an article written by Canadian Mortgage Trends which explores the various econo...

By looking at both current and past economic conditions, they provide an insightful explanation of h...

The article from Canadian Mortgage Trends by Rob McLister titled Ball Gazing examines the housing ma...

It begins by discussing the various factors that have influenced the market, such as the tightening ...

Mortgage rates have shown a slight increase today November 22nd 2020...

After last week's refinance record lows, this week mortgage rates have steadily risen with the avera...

Quicken Loans has been ramping up its Super Bowl marketing efforts in recent years and this year is ...

The Detroit-based mortgage lender is upping the ante with its involvement in the big game; not only ...

The mortgage industry has seen major changes over the past year...

In response to these developments, one mortgage lender has taken a rather unique approach in offerin...

Mortgage fintech company Valon is planning to raise a Series A investment to disrupt the mortgage se...

The company, which was founded in 2018 by CEO James Wu and CTO Christopher Li, provides customers wi...

The potential for a COVID-19 vaccine provides hope for ending the worldwide pandemic...

In recent weeks, there have been a number of promising developments towards a safe and effective vac...

Ocwen Financial Corporation a mortgage loan servicer and originator recently provided an update on i...

A servicing advance is a measure taken by a servicer to cover any defaulted loan principal and inter...

The recent trend in home loan lending has been for lenders to require higher FICO score minimums and...

This has left many potential borrowers with questions about what loan options might be available to ...

The Treasury Department has been considering extending the cutoff date for HARP Home Affordable Refi...

This article presents a different perspective on the matter, arguing that while the cutoff date shou...

The US housing market has seen an unprecedented surge over the past few years...

Prices have risen rapidly as demand for homes outpaced supply, leading to a housing market in which ...

The Trump administrations tariffs on Chinese imports have been in effect since 2018 and the effects ...

The tariffs were enacted in an effort to reduce the United States' trade deficit, however, many econ...

The Secured Overnight Financing Rate SOFR is a benchmark interest rate that was established by the U...

Federal Reserve in 2018 as an alternative to the London Interbank Offered Rate (LIBOR). SOFR was cre...

The Truth About Mortgage TTAM offers a comprehensive guide to closing your own loan mortgage...

It is designed to help borrowers understand the process of closing a loan, saving them time and mone...

The ever-growing demand for homes and the increasingly competitive market for entry-level buyers hav...

In a recent article by Canadian Mortgage Trends, it is noted that the entry-level market is becoming...

Homeowners Financial Group is a mortgage lender that helps homeowners purchase and refinance their h...

It is part of the Homeowners Mortgage Enterprises (HME) family of companies and has been in business...

At closing also known as settlement the seller and buyer of a property are brought together for the ...

It is an important milestone in any real estate transaction since all parties involved sign the lega...

Quicken Loans CEO Bill Emerson recently revealed that mortgage rates on non-Qualified Mortgage QM lo...

According to Emerson, these rates can run as high as four and a half points higher than standard QM ...

US Department of Housing and Urban Development has announced disaster relief for Alaskan victims of ...

US Department of Housing and Urban Development (HUD) has announced disaster relief for Alaskan victi...

The future of the two government-sponsored mortgage finance companies Fannie Mae and Freddie Mac is ...

For years, lawmakers in Washington have been debating how to restructure the two firms, which were p...

Martin Luther King Jr day...

Day is a day that celebrates the life and legacy of the late civil rights leader, This day is celeb...

The article Finality for FirstLine Points Holders written by Rob McLister and published by Canadian ...

The article outlines the details of the closure of the FirstLine Points Program, including the fact ...

Researching home values can seem like a daunting task but with a little bit of knowledge and effort ...

When looking to purchase a home, it’s important to understand what you’re getting and how much y...

An unsecured business loan is a form of financing that allows a business to borrow money without the...

This type of loan is beneficial for businesses that have limited assets or don't want to use their a...

Mortgage rates are at an all-time low and now is a great time to consider refinancing...

The average for a 30-year fixed-rate mortgage is currently 3.04%, unchanged from one week ago. Meanw...

MIG Market Watch December 10th 2018 The markets started off December with a mixed outlook due to the...

The Dow Jones Industrial Average (DJIA) was down 0.17 percent while the S&P 500 was up 0.61 percent....

Disaster Relief Grants from the Federal Housing Administration FHA and how they can be used to close...

The article notes that these grants are available to homeowners who have experienced damage to their...

The idea of getting to know your neighbors may feel daunting especially if youre the type of person ...

It can be hard to find the courage to make that first step outside your comfort zone and start to in...

Fixed-rate mortgages are one of the most popular choices for homebuyers and homeowners who want to m...

For those who take out a fixed-rate mortgage, the rate of interest and the monthly payments stay the...

Bill 96 is a proposed piece of legislation in Quebec that could have a significant impact on English...

The bill seeks to amend the French Language Charter, which states that all business must be conducte...

Interest rates have taken a dip over the last several months leading many people to ask if now is a ...

Refinancing can be a great way to reduce your monthly mortgage payments, so it is worth considering ...

FHA appraisals are an important part of the process when applying for an FHA loan...

Appraisals are conducted by independent third-party appraisers to determine the market value of a ho...

Reverse mortgages have a bad reputation but do they really deserve it? Recent research suggests not...

Reverse mortgages are a type of mortgage that allows homeowners to access a portion of their home eq...

Home is where the heart is...

But it can be difficult to fully commit to a place of residence, especially if you're living in some...

Mortgages for Unique Properties Acreage Green Log and Tiny Homes As traditional homes become more co...

However, obtaining financing for a mortgage on these types of properties can be a bit more complicat...

In the past few years home prices have steadily risen leading to an aversive market for home buyers...

Currently, the median home price in the United States is approximately $368,000, which is a 6 percen...

April is Fair Housing Month a time to remember the importance of fair housing rights...

It is an opportunity to celebrate the advances made in protecting access to housing for all people a...

Purchasing a home is a huge milestone for anyone and it comes with both advantages and disadvantages...

One of those disadvantages is unexpected costs that come with owning a property that many people don...

The percentage of first-time home buyers has recently dropped to a 30-year low according to a recent...

The report states that only 33% of homes purchased in 2016 were by first-time home buyers, down from...

A former employee of Fannie Mae who attempted to destroy all the data in the companys computer syste...

The incident occurred in 2013 and was only revealed recently when the Department of Justice issued a...

The Vantage Mortgage Group Weekly Rate Tracker is a weekly report that provides an updated overview ...

This report covers current and historical mortgage rates, analysis of mortgage rate trends, and othe...

Mortgage terms can be confusing but its important to understand the differences between conventional...

A conventional loan is any mortgage that does not conform to a government-backed program such as FHA...

Real estate investors are voicing their concerns about the current state of the housing market...

With home prices increasing at unprecedented levels, rental properties becoming increasingly unaffor...

Happy holidays are a time for celebrating and looking forward to the new year...

As such, they can also be a great time to reflect on what we've achieved and set some goals for the ...

The National Mortgage News recently reported on the racial inequity in home affordability across the...

Studies have shown that black households typically can only afford to purchase half of the homes tha...

Student loans can impact a persons debt-to-income ratio which is an important factor lenders conside...

There are several ways that student loans can affect a person's debt-to-income ratio and how it impa...

The fall season can be an exciting time for those looking to move into a new home...

With the changing of the leaves and the onset of cooler weather, there’s no better time to make a ...

FHA loans after foreclosure CAIVRS and lender standards in response to a readers question...

Foreclosure is an unfortunate result of the financial and employment crisis of recent years, and man...

Original Article Gagan Sharma CEO of BSI Financial recently sat down to answer five questions relate...

He discussed the role that technology and data play in improving the customer experience, the import...

The Canada Mortgage and Housing Corporation CMHC recently announced an increase in premiums for mort...

This change is part of the organization’s plan to reduce the risk of defaulting on mortgages. The ...

The economic volatility of recent times has had an unexpected consequence average mortgage rates hav...

It is the first time in the history of the United States that this has happened, and it offers a win...

Mortgage rates have been on the rise in recent weeks according to Mortgage News Daily...

At the end of October, the average rate for a 30-year fixed-rate mortgage was 3.03%, but as of Novem...

Scotiabanks Total Wealth Credit Solution TWCS is a unique debt management option aimed at helping Ca...

The program includes a suite of products designed to help consumers pay down their existing debts fa...

The article discusses the concept of mega-credit unions and how they are being increasingly adopted ...

Credit unions are cooperative financial institutions that are owned by the members, and therefore ha...

The Federal Reserve held its March meeting and the consensus amongst experts is that mortgage rates ...

This forecast is based on expectations of an increase in inflation as the economy continues to recov...

Commercial financing is an important aspect of business operations as it helps companies acquire the...

The type of financing a company needs depends on the size and nature of the organization, its operat...

Romy Bowers has been named the new CEO of Canada Mortgage and Housing Corporation CMHC as outgoing E...

Bowers joins CMHC as a highly experienced financial leader and has worked for many notable firms, in...

Nutter Home Loans a nationally recognized online mortgage lender announced that it is shutting down ...

The company, which was founded by former Bank of America executive Michael Nutter, launched in Octob...

Servicers face many challenges when it comes to servicing a loan...

With the rapid transformation of the servicing industry due to the introduction of automated systems...

Freddie Macs 2019 fiscal year was an impressive one for mortgage rates...

According to the company's latest report, average fixed rates on 30-year mortgages closed at 3.6%, c...

Today September 29th mortgage and refinance rates remain low across the country...

This news should bring some relief to borrowers looking to enter or stay in the home-buying market. ...

Vantage Mortgage Group recently released the Weekly Rate Tracker a comprehensive report of current m...

The report covers both conventional loan and government loan products, including FHA, VA, and USDA l...

Kalah Stratton is one of the top mortgage brokers in the United States...

With over 10 years of experience in the financial industry, she has helped countless individuals and...

Data breaches have been hitting servicers of mortgages hard leading to the loss of valuable customer...

The servicers affected have reported a combined total of 4 million borrowers that have been impacted...

Mortgage refinancing is a great way for homeowners to save money on their monthly payments and pay o...

These mistakes can cost you in the form of extra fees, higher interest rates, and more. The biggest...

A recent article published by Mortgage News Daily discussed how the housing market had remained resi...

The article highlighted that mortgage rates, although lower than previous years, have begun to stabi...

Today many homeowners and homebuyers are taking advantage of their tax refund to make smart investme...

As the housing market continues to heat up, now is a great time to make improvements that will impro...

The VA Home Loan program provides American veterans and active military personnel with a number of k...

The VA loan program is administered by the Department of Veterans Affairs (VA) and is available to b...

Edward Deanes is a highly respected and experienced mortgage banker who recently joined OVM Financia...

With over 10 years of experience in the mortgage banking industry and several awards, including the ...

Pipeline Press is a news portal featuring articles about the mortgage and housing industries through...

This article explores some of the recent issues concerning mortgage lending, such as the problems re...

Hometap a home equity alternative provider recently announced that it has raised 100 million in new ...

The funds will be used to expand the company's offerings and accelerate its growth. With this capita...

Mortgage Investors Group MIG recently reveled in a complete makeover of their branding...

To accompany this change in aesthetic, MIG has also made some impressive changes to their mortgage l...

Flipping homes has been a popular activity for many people looking to make a profit off of real esta...

However, the current market environment has made it increasingly difficult to find properties to fli...

The Community Reinvestment Act CRA was established in 1977 as a way to prevent discrimination in len...

The CRA has been the subject of much debate over the years, particularly in light of the recent hous...

Recent advances in healthcare technology have revolutionized the way we think about patient care...

With the emergence of COVID-19, the need for better health systems and processes has become even mor...

Ohio is home to an array of mortgage lenders offering a variety of mortgage products to its resident...

With so many providers available, it can be difficult to know which one to choose. To simplify this ...

This year marks the 12th anniversary of BNTouch Mortgage Software Solutions a provider of mortgage-p...

Founded by mortgage professional Jody Collup in 2008, BNTouch has become a leading choice for mortga...

The National Association of Realtors NAR recently released their existing home sales report for Marc...

According to the report, existing home sales dropped slightly in March, but remained close to an all...

The 40-Year Rush Understanding Canadas Unprecedented Housing Boom Canadas housing market has undergo...

This boom, however, is not without its challenges. Homeownership rates have risen dramatically, crea...

The Canadian Real Estate Association CREA took issue with the government-mandated mortgage stress te...

The association was responding to a report released on Thursday which showed that the propety sales ...

One of the most important investments many Americans make in their lifetime is purchasing a home...

As such, it's natural to want to ensure you're optimizing the value of your property. Whether you're...