Loans

The pros and cons of personal loans and balance transfers for those in need of extra funds to cover ...

It looks at the pros and cons of each option, who should use which type of loan, and how to make the...

Finance Minister Jim Flaherty recently urged Canadian banks to keep their mortgage interest rates up...

In a speech given to the Economic Club of Canada in late April, Flaherty specifically noted that he ...

Underwriting is a process that is used by banks and other financial institutions to decide whether o...

Through underwriting, the institution can both assess the creditworthiness of the applicant and dete...

In recent years, the Federal Housing Administration (FHA) has become a popular choice for home buyer...

This government agency has developed a range of loan programs that offer borrowers more flexibility ...

Stated Income Loans from Mortgage Depot Mortgage Depot provides a unique lending experience for bor...

Stated income loans are a special type of loan that does not require the borrower to disclose their ...

Mortgage and Refinance Rates Today – December 22, 2020 The mortgage market is seeing a positive m...

According to The Mortgage Reports, rates for the most popular loan types are lower than what we saw ...

Cashback Down payments to be Dead Next Week is an article discussing the upcoming changes to the Can...

The changes are part of the B20 regulations introduced by the Office of the Superintendent of Financ...

FHA refinance loans are a great way to lower your interest rate, reduce your monthly payments, or ev...

With FHA's flexible guidelines, there are a variety of loan options available for you to choose from...

Fall is often considered the best time of year to buy a home for many reasons...

First, home buyers will benefit from increased flexibility in negotiation during the fall season. Tr...

The Federal Housing Administration (FHA) has several resources available to help first-time homebuye...

These resources are designed to educate, inform, and assist potential buyers in navigating the proce...

The article ‘The Coming Death of Member Dividends’ published on Canadian Mortgage Trends delved ...

It explored the implications of this decision on the members and why some credit unions and caisses ...

The October 2020 Non-Bank Mortgage Jobs Report has revealed a remarkable growth in the non-bank mort...

With an increase of 8.8% or 6,000 jobs since last month, total employment stands at 73,100. Despite ...

FHA home loan approval is a process that requires certain criteria to be met in order for the loan t...

This process can help borrowers understand what they need to do in order to make sure they secure th...

Mortgage and refinance rates continue to be low, providing a great opportunity for those looking to ...

According to data from the Mortgage Bankers Association, 30-year fixed mortgage rates remain below 4...

Mortgage and refinance rates are on the rise today, April 28th, 2021...

The average mortgage rate for a 30-year fixed-rate mortgage is now 3.03%, up from last week's rate o...

Mortgage and refinancing rates today on February 25, 2022, are generally lower than they have been i...

The average 30-year fixed mortgage rate is currently at 3.20%, while 15-year mortgages are coming in...

New housing data is indicating an overall strengthening of the housing market and an increase in pri...

The Canadian Real Estate Association (CREA) released data for July 2018, which showed that despite a...

Manufactured homes are an increasingly popular housing solution for those looking for a cost-effecti...

These homes are constructed in a factory, typically with high-quality materials and energy-efficient...

Homeowners in the state of California have seen the highest rate of equity appreciation this year, g...

With many homeowners already owning their home for several years, the increase in equity is helpful ...

The Bank of Canada’s (BoC) rate bias has been a source of debate amongst economic experts for year...

In recent times, it has come to the forefront once again as a result of the BoC’s decision to main...