Loans

The Freddie Mac Student Loan Guidelines is a set of guidelines for students who are thinking about t...

The guidelines are designed to help students understand the types of student loans available, and to...

The 2021 real estate forecast, as reported by National Mortgage News, suggests that the growth in ho...

This is a result of decreased demand and increased availability of housing due to the pandemic, comb...

HUD homes are a great investment opportunity for buyers that many people may not have heard about...

HUD homes are properties foreclosed on by the Department of Housing and Urban Development (HUD).When...

The COVID-19 pandemic has had a drastic effect on our everyday lives, including our daily routines...

With the closure of schools, universities, and businesses, many people are now working from home, le...

It is important to understand the different aspects that affect Loan to Value when building on own l...

This article explores things such as FHA loans, lender loan to value requirements, and minimum down ...

First Magnus Financial is a now defunct mortgage lender that had been accused of fraud and predatory...

Recently, a lawsuit website has been launched to both collect information and offer help to those af...

Can You Cancel Multiple Credit Cards Without Affecting Your Credit Score? This is a common question...

The good news is, yes, you can cancel multiple credit cards without necessarily affecting your credi...

Today's mortgage and refinance rates are mostly unchanged from the previous day...

The average national rate for a 30-year fixed mortgage remains at 2.810%. The average rate for a 15-...

Analyzing CMHC Borrowers This article examines the characteristics of Canadian Mortgage and Housing...

First, the article provides an overview of the CMHC and its role in the housing market. It then goes...

Refinancing your home mortgage is one of the most financially beneficial decisions homeowners can ma...

Refinancing is the process of swapping out your existing loan terms for more favorable ones, resulti...

Online mortgage calculators can be a great way for first-time home buyers to get an understanding of...

By plugging in basic information such as the loan amount, interest rate, and loan term, the calculat...

Cash out refinance is a mortgage refinancing option in which an individual refinances their existing...

This option can be advantageous for individuals looking to free up some extra cash and potentially r...

In the current business climate, an effective Mortgage Customer Relationship Management strategy is ...

MCRM training can help organizations create and maintain relationships with their customers. By unde...

The concept of loan-level pricing adjustment (LLPA) is an important one for anyone looking to obtain...

LLPA is essentially a fee charged by lenders to adjust the interest rate on a loan, depending on the...

The recent National Mortgage News (NMN) article reports that nonbank mortgage profits are currently ...

This news has particular significance for the lending industry, as nonbanks have been an important s...

The variable customer is in good shape according to Scotiabank, as the bank has seen a recent surge ...

Since March 2021, 37 percent of new mortgage customers have opted for a variable rate product, compa...

FHA Home Loans for Families: An Overview The Federal Housing Administration (FHA) offers a variety ...

These loans are backed by the government, making them an attractive option for people who may not qu...

The VA Loan Mortgage Rates - COE and DD-214 The VA Loan is a great option for those veterans who a...

It is available to active duty service members, veterans of the U.S. military, reservists, and eligi...

Fannie Mae has recently announced the completion of its first Credit Insurance Risk Transfer (CIRT) ...

In an effort to reduce taxpayer exposure to mortgage losses, this CIRT transaction provides the comp...

Buying a house is an exciting experience, but it can also be intimidating depending on the property ...

From mortgage lenders to real estate agents, there are lots of people involved in the process who al...