Loans

Toronto is one of the most attractive real estate markets in the world and its land transfer tax has...

It is the only major city in North America to impose a land transfer tax on the sale of property, an...

The article Zillow Credit Score Is Single Most Important Factor for Mortgage Rates examines the role...

It is based on a study published by Zillow, a popular real estate website. The study found that when...

With the current economic climate many people are looking for ways to get extra cash in their pocket...

One way to do this is to refinance. Refinancing can be a great way to save money or gain access to e...

Today borrowers must demonstrate a reasonable expectation of financial continuance when applying for...

This means that a borrower must prove to the lender that they are able to sustain the mortgage payme...

The commercial mortgage industry has experienced a remarkable recovery since the onset of the pandem...

The Mortgage Bankers Association’s Commercial/Multifamily Delinquency Report for July 2020 reveals...

Buying a house is one of the most important decisions a person can make...

It is a major financial decision that can have long-term impacts on both financial and personal goal...

A Form 4506-T is a tax document that mortgage lenders require in order to verify a borrowers income ...

This form requests a taxpayer's income and tax records from the Internal Revenue Service (IRS). Mort...

The Mortgage Bankers Association MBA has announced its support for a new bill proposed by the House ...

The bill, titled “Housing is Infrastructure Act of 2021”, seeks to provide incentives to homebuy...

Current mortgage rates have jumped to their highest levels in four years according to Freddie Macs P...

The survey found that the 30-year fixed-rate mortgage averaged 4.61 percent for the week ending Apri...

Mortgage interest rates are an important factor for homebuyers when deciding how to purchase a prope...

With fluctuating rates, it is important for buyers to stay up to date with the latest trends in the ...

Movement an international non-profit organization is using a unique approach to fighting hunger comp...

By hosting video game competitions, the organization is able to turn leisure into a means of feeding...

Mortgage buydowns are an increasingly popular form of mortgage financing and are a great way for hom...

A mortgage buydown is a loan in which the borrower pays a lump sum up front in order to reduce their...

Residual income is an important factor for military personnel to consider when deciding their living...

The Department of Veterans Affairs (VA) provides a residual income chart that helps service members ...

Credit availability decreased in July according to the most recent Mortgage Credit Availability Inde...

S. association of real estate finance professionals. The MCAI fell from 110.3 to 108.3 in July, ind...

A Second Mortgage Definition is a loan that is taken out on top of the existing mortgage...

It is a way to borrow additional funds from a financial institution, such as a bank or credit union,...

When considering buying a home many people may look to an FHA loan as an ideal option for securing f...

An FHA loan is a mortgage insured by the Federal Housing Administration that allows borrowers to obt...

Mortgage-backed securities MBS have been performing well in the market according to recent reports...

Mortgage-backed securities are investments that represent a pool of mortgages backed by a government...

The current mortgage rate environment has been volatile with lenders quickly changing their rates to...

With the prospect of rising rates on the horizon, it is important for homeowners and prospective hom...

The housing market is a major contributor to the US economy and mortgage risk has been increasing in...

This is primarily driven by high home prices and fewer refinances. In this article, we explore how r...

Home renovations are becoming increasingly popular as homeowners look to spruce up their living spac...

One of the biggest considerations when taking on a home renovation project is often the return on in...