Mortgages

Cash to close is an important concept that home buyers should understand when buying a home...

It's the amount of money they'll need at closing to cover costs related to their loan. Not only do b...

The Federal Housing Administration FHA recently revised its loan housing counseling rules to better ...

The changes were implemented on November 1st, 2020 and are designed to give borrowers a greater unde...

The article from National Mortgage News speaks about how the housing market has changed over the las...

This is due to a variety of factors, with low interest rates, a strong job market and an influx of m...

The housing market in Canada has been soaring for months with house prices increasing significantly...

Royal Bank of Canada (RBC) has recently come out with a statement that a policy response is necessar...

Mortgage rates across the United States have been steadily rising since September 28th 2020...

This increase is largely due to the increasing yield on the 10-year Treasury Note, upon which mortga...

Lisa Rice is a renowned civil rights lawyer policy director and advocate for fair housing reform...

In this Q&A interview, she discusses how fair housing intersects with all aspects of society. Rice p...

The Buyers Right to Know is a concept that has become increasingly important in recent years as hous...

This is an important concept for potential homebuyers to understand, as it provides valuable informa...

Discover Home Loans is a mortgage lender offering a wide range of mortgage products...

Established in 1985, the company serves customers nationwide, providing some of the most competitive...

The idea of bundling home and car insurance has been around for a while...

It's a concept that allows people to save money on their premiums by combining their two biggest exp...

Agf and HSBC recently released an update to their joint venture for Canadian mortgage products...

The release includes updates to the product suite, including enhanced eligibility criteria and addit...

Myth 1 Refinancing your mortgage is too complicated Many homeowners believe that the process of refi...

However, this is simply not true. It's possible to refinance your mortgage in as little as 8 weeks â...

Mortgage rates have seen a slight increase leading to a decrease in the potential for refinancing...

After several weeks of relatively stable mortgage rates, this recent increase has negated some of th...

The Federal Housing Finance Agency FHFA has expressed opposition to the Fannie Mae and Freddie Macs ...

In October 2019, Fannie Mae and Freddie Mac announced their plans to invest $750 million in underser...

Cash out refinancing is a great way to consolidate debt and reduce payments...

With this type of loan, you can take out a larger loan amount than what your current mortgage balanc...

Bank of America is launching a new mortgage product specifically designed to help first-time homebuy...

The 3 Down Payment Mortgage will require only a 3% down payment from consumers, with no income limit...

Applying for an FHA loan in 2016 is a smart move for those who need to get into a home quickly and e...

FHA loans are more accessible and less risky than other loans, making them attractive to borrowers w...

The Office of Federal Housing Enterprise Oversight OFHEO has recently updated its rules regarding mo...

OFHEO, which is a part of the Department of Housing and Urban Development, is an agency responsible ...

FHA Minimum Property Requirements and Central Air The Federal Housing Administration or FHA offers l...

These loans require that a property meet certain standards of health and safety in order to be appro...

Tax breaks and deductions for homeowners with a mortgage are an important way for taxpayers to save ...

Mortgage interest is one of the most significant deductions available, and it can make a considerabl...

The article Harder to Buy by Canadian Mortgage Trends looks at how the Canadian housing market has b...

The article notes that while we may not feel it as much in today’s economy, there are numerous fac...