Orchard Mortgage is a mortgage lender that helps individuals obtain a loan for a home purchase or refinance

Orchard Mortgage is a mortgage lender that helps individuals obtain a loan for a home purchase or refinance

Founded in 1996, the company has over 20 years of experience in the industry and is considered one of the most established online mortgage lenders in the United States. The company provides various mortgage loan products, ranging from FHA loans to conventional loans and everything in between. It also offers special programs for graduates, veterans, and other niche markets.

Orchard Mortgage advertises several different loan programs, including its »FHA Home Loan» program, which enables homebuyers to purchase a home with as little as 3.5% down payment. Additionally, the company offers the »Veterans Home Loan» program, which helps military personnel obtain a mortgage loan with no money down.

The company also offers loan programs designed specifically for recent college grads, such as the College Grad Home Loan program. This program offers reduced mortgage rates and flexible repayment terms for qualified applicants. Additionally, Orchard Mortgage offers a "No Money Down" program, which allows borrowers to purchase a home without making a down payment.

In addition to offering loan products, Orchard Mortgage also provides tools and resources to help borrowers make the best mortgage decisions. This includes an online mortgage calculator that allows borrowers to determine how much they can afford in a monthly payment. They can also view personalized rate quotes and apply for a loan online. The company also utilizes AI-assisted technology to help borrowers find the best mortgage loan products for their individual needs.

When it comes to customer service, Orchard Mortgage has earned positive reviews. The company offers an in-house customer help desk, as well as education and advice for loan applicants. Customers have praised the staff’s helpfulness and professionalism, as well as the easy-to-use website and online application process.

Overall, Orchard Mortgage is a reliable and established lender that offers a variety of mortgage loan products. With competitive rates and specialized loan programs, the company stands out among its competitors. It also provides helpful resources, including a mortgage calculator and AI-assisted technology to assist borrowers in finding the best loan programs for their needs. Lastly, the company earns high marks for its friendly and knowledgeable staff.

This article was contributed on Nov 01, 2023